Updated on 2026-08-14

app/src/main/java/com/tangem/tap/domain/BlockchainExtensions.kt

@@ -0,0 +1,23 @@
+package com.tangem.tap.domain
+
+import com.tangem.blockchain.common.Blockchain
+import org.stellar.sdk.requests.ErrorResponse
+
+
+fun Blockchain.isNoAccountError(exception: Throwable): Boolean {
+    return when (this) {
+        Blockchain.Stellar -> {
+            (exception is ErrorResponse) && (exception.code == 404)
+        }
+        Blockchain.XRP -> exception.message?.contains("Account not found") == true
+        else -> false
+    }
+}
+
+fun Blockchain.amountToCreateAccount(): Int? {
+    return when (this) {
+        Blockchain.Stellar -> 1
+        Blockchain.XRP -> 20
+        else -> null
+    }
+}

app/src/main/java/com/tangem/tap/domain/BlockchainManager.kt

@@ -1,7 +0,0 @@
-package com.tangem.tap.domain
-
-class BlockchainManager {
-
-
-
-}

app/src/main/java/com/tangem/tap/domain/TapWalletManager.kt

@@ -23,7 +23,7 @@ class TapWalletManager {
     suspend fun loadWalletData() {
         val walletManager = store.state.globalState.walletManager
         if (walletManager == null) {
-            store.dispatch(WalletAction.LoadWallet.Failure)
+            store.dispatch(WalletAction.LoadWallet.Failure())
             return
         }
         updateWallet(walletManager)
@@ -69,20 +69,30 @@ class TapWalletManager {
         } catch (exception: Exception) {
             Result.Failure(exception)
         }
-        handleUpdateWalletResult(result)
+        handleUpdateWalletResult(result, walletManager)
     }
 
-    private suspend fun handleUpdateWalletResult(result: Result<Wallet>) {
+    private suspend fun handleUpdateWalletResult(result: Result<Wallet>, walletManager: WalletManager) {
         withContext(Dispatchers.Main) {
             when (result) {
                 is Result.Success -> store.dispatch(WalletAction.LoadWallet.Success(result.data))
-                is Result.Failure -> store.dispatch(WalletAction.LoadWallet.Failure)
+                is Result.Failure -> {
+                    val error = result.error
+                    val blockchain = walletManager.wallet.blockchain
+                    if (error != null && blockchain.isNoAccountError(error)) {
+                        val amountToCreateAccount = blockchain.amountToCreateAccount()
+                        if (amountToCreateAccount != null) {
+                            store.dispatch(WalletAction.LoadWallet.NoAccount(amountToCreateAccount))
+                            return@withContext
+                        }
+                    }
+                    store.dispatch(WalletAction.LoadWallet.Failure(result.error?.localizedMessage))
+                }
             }
         }
     }
 
 
-
     private suspend fun loadPayIdIfNeeded(): Result<String?>? {
         if (!TapConfig.usePayId ||
                 store.state.walletState.payIdData.payIdState == PayIdState.Disabled ||

app/src/main/java/com/tangem/tap/features/wallet/redux/WalletAction.kt

@@ -10,9 +10,11 @@ import org.rekotlin.Action
 import java.math.BigDecimal
 
 sealed class WalletAction : Action {
+
     object LoadWallet : WalletAction() {
         data class Success(val wallet: Wallet): WalletAction()
-        object Failure: WalletAction()
+        data class NoAccount(val amountToCreateAccount: Int): WalletAction()
+        data class Failure(val errorMessage: String? = null): WalletAction()
     }
     object LoadFiatRate : WalletAction() {
         data class Success(val fiatRates: Pair<String, BigDecimal>) : WalletAction()

app/src/main/java/com/tangem/tap/features/wallet/redux/WalletReducer.kt

@@ -52,6 +52,7 @@ fun walletReducer(action: Action, state: AppState): WalletState {
                     state = ProgressState.Done, wallet = action.wallet,
                     currencyData = BalanceWidgetData(
                             BalanceStatus.VerifiedOnline, action.wallet.blockchain.fullName,
+                            currencySymbol = action.wallet.blockchain.currency,
                             amount?.toFormattedString(action.wallet.blockchain),
                             token = tokenData,
                             fiatAmount = fiatAmount
@@ -59,6 +60,24 @@ fun walletReducer(action: Action, state: AppState): WalletState {
                     mainButton = WalletMainButton.SendButton(sendButtonEnabled)
             )
         }
+        is WalletAction.LoadWallet.NoAccount -> {
+            val wallet = state.globalState.walletManager?.wallet
+            newState = newState.copy(
+                    state = ProgressState.Done, wallet = wallet,
+                    currencyData = BalanceWidgetData(
+                            BalanceStatus.NoAccount, wallet?.blockchain?.fullName,
+                            currencySymbol = wallet?.blockchain?.currency,
+                            amountToCreateAccount = action.amountToCreateAccount
+                    )
+            )
+        }
+        is WalletAction.LoadWallet.Failure -> newState = newState.copy(
+                state = ProgressState.Done,
+                currencyData = newState.currencyData.copy(
+                        status = BalanceStatus.Unreachable,
+                        errorMessage = action.errorMessage
+                )
+        )
         is WalletAction.LoadFiatRate.Success -> {
             val rate = action.fiatRates.second
             val currency = action.fiatRates.first
@@ -77,10 +96,6 @@ fun walletReducer(action: Action, state: AppState): WalletState {
                     token = newState.currencyData.token?.copy(fiatAmount = tokenFiatAmount)
             ))
         }
-        is WalletAction.LoadWallet.Failure -> newState = newState.copy(
-                state = ProgressState.Done,
-                currencyData = newState.currencyData.copy(status = BalanceStatus.Unreachable)
-        )
         is WalletAction.ShowQrCode -> {
             newState = newState.copy(qrCode = newState.wallet?.shareUrl?.toQrCode())
         }

app/src/main/java/com/tangem/tap/features/wallet/ui/BalanceWidget.kt

@@ -21,15 +21,19 @@ enum class BalanceStatus {
     VerifiedOnline,
     Unreachable,
     Loading,
+    NoAccount,
     EmptyCard
 }
 
 data class BalanceWidgetData(
         val status: BalanceStatus? = null,
         val currency: String? = null,
+        val currencySymbol: String? = null,
         val amount: String? = null,
         val fiatAmount: String? = null,
-        val token: TokenData? = null
+        val token: TokenData? = null,
+        val amountToCreateAccount: Int? = null,
+        val errorMessage: String? = null
 )
 
 data class TokenData(
@@ -87,7 +91,16 @@ class BalanceWidget(
                 fragment.l_balance_error.show()
                 fragment.tv_error_title.text = fragment.getText(R.string.wallet_empty_card)
                 fragment.tv_error_descriptions.text = fragment.getText(R.string.wallet_empty_card_description)
-
+            }
+            BalanceStatus.NoAccount -> {
+                fragment.l_balance.hide()
+                fragment.l_balance_error.show()
+                fragment.tv_error_title.text = fragment.getText(R.string.wallet_no_account)
+                fragment.tv_error_descriptions.text =
+                        fragment.getString(
+                                R.string.wallet_no_account_description,
+                                data.amountToCreateAccount?.toString(), data.currencySymbol
+                        )
             }
         }
     }

app/src/main/res/layout/layout_balance.xml

@@ -1,10 +1,10 @@
 <?xml version="1.0" encoding="utf-8"?>
 
-<androidx.constraintlayout.widget.ConstraintLayout android:layout_width="match_parent"
-    android:layout_height="wrap_content"
-    xmlns:android="http://schemas.android.com/apk/res/android"
+<androidx.constraintlayout.widget.ConstraintLayout xmlns:android="http://schemas.android.com/apk/res/android"
     xmlns:app="http://schemas.android.com/apk/res-auto"
     xmlns:tools="http://schemas.android.com/tools"
+    android:layout_width="match_parent"
+    android:layout_height="wrap_content"
     android:paddingBottom="16dp">
 
     <TextView
@@ -29,13 +29,13 @@
         android:paddingStart="16dp"
         android:paddingTop="4dp"
         android:paddingEnd="16dp"
+        android:text="@string/wallet_verified_balance"
         android:textColor="@color/accent"
         android:textSize="12sp"
+        android:visibility="gone"
         app:drawableStartCompat="@drawable/ic_ok"
         app:layout_constraintStart_toStartOf="parent"
-        app:layout_constraintTop_toBottomOf="@id/tv_currency"
-        android:text="@string/wallet_verified_balance"
-        android:visibility="gone"/>
+        app:layout_constraintTop_toBottomOf="@id/tv_currency" />
 
     <TextView
         android:id="@+id/tv_status_error"
@@ -45,13 +45,13 @@
         android:paddingStart="16dp"
         android:paddingTop="4dp"
         android:paddingEnd="16dp"
+        android:text="@string/wallet_blockchain_is_unreachable"
         android:textColor="@color/warning"
         android:textSize="12sp"
+        android:visibility="gone"
         app:drawableStartCompat="@drawable/ic_baseline_error_outline_24"
         app:layout_constraintStart_toStartOf="parent"
-        app:layout_constraintTop_toBottomOf="@id/tv_currency"
-        android:text="@string/wallet_blockchain_is_unreachable"
-        android:visibility="gone"/>
+        app:layout_constraintTop_toBottomOf="@id/tv_currency" />
 
     <TextView
         android:id="@+id/tv_status_loading"
@@ -61,12 +61,12 @@
         android:paddingStart="16dp"
         android:paddingTop="4dp"
         android:paddingEnd="16dp"
+        android:text="@string/wallet_balance_is_loading"
         android:textColor="@color/darkGray6"
         android:textSize="12sp"
+        android:visibility="gone"
         app:layout_constraintStart_toStartOf="parent"
-        app:layout_constraintTop_toBottomOf="@id/tv_currency"
-        android:text="@string/wallet_balance_is_loading"
-        android:visibility="gone"/>
+        app:layout_constraintTop_toBottomOf="@id/tv_currency" />
 
     <TextView
         android:id="@+id/tv_amount"
@@ -99,13 +99,13 @@
     <include
         android:id="@+id/l_token"
         layout="@layout/layout_token"
-        android:layout_height="wrap_content"
         android:layout_width="match_parent"
+        android:layout_height="wrap_content"
         android:layout_marginStart="16dp"
+        android:layout_marginTop="35dp"
         android:layout_marginEnd="16dp"
         android:layout_marginBottom="16dp"
-        android:layout_marginTop="35dp"
-        app:layout_constraintTop_toBottomOf="@+id/tv_currency"
-        android:visibility="gone"/>
+        android:visibility="gone"
+        app:layout_constraintTop_toBottomOf="@+id/tv_currency" />
 
 </androidx.constraintlayout.widget.ConstraintLayout>

app/src/main/res/values/strings.xml

@@ -21,6 +21,8 @@
     <string name="wallet_account_not_created">Account is not created</string>
     <string name="wallet_empty_card">Empty Card</string>
     <string name="wallet_empty_card_description">Create wallet to start using Tangem card</string>
+    <string name="wallet_no_account">Account is not created</string>
+    <string name="wallet_no_account_description">Load %1s+ %2s to create account</string>
     <string name="wallet_tokens">Tokens</string>
 
     <string name="wallet_dialog_pay_id_button">Create PayID</string>