diff --git a/app/src/main/java/com/tangem/domain/wallet/BalanceValidator.java b/app/src/main/java/com/tangem/domain/wallet/BalanceValidator.java
index 0aa7695240..a12ce32564 100644
--- a/app/src/main/java/com/tangem/domain/wallet/BalanceValidator.java
+++ b/app/src/main/java/com/tangem/domain/wallet/BalanceValidator.java
@@ -30,7 +30,7 @@ public class BalanceValidator {
         secondLine = "";
 
         // rule 1
-        if(!CheckOfflineBalance(card) && !CheckOnlineBalance(card)) {
+        if((!CheckOfflineBalance(card) && !CheckOnlineBalance(card)) || (!CheckOnlineBalance(card) && HasEverSigned(card))) {
             score = 0;
             firstLine = "Unknown balance";
             secondLine = "Balance cannot be verified. Swipe down to refresh.";
@@ -62,10 +62,20 @@ public class BalanceValidator {
         }
 
         // rule 5
-        if(IsLostSecondRead(card))
+        if(!isCodeConfirmed(card))
         {
             score = 0;
-            secondLine = "Wallet and note keys were not verified. Tap again. ";
+            firstLine = "Not genuine banknote";
+            secondLine = "Firmware binary code verification failed";
+            return;
+        }
+
+        // rule 5
+        if(card.PIN2 == TangemCard.PIN2_Mode.CustomPIN2)
+        {
+            score = 0;
+            firstLine = "Locked with PIN2";
+            secondLine = "Ask the holder to disable PIN2 before accepting";
             return;
         }
 
@@ -79,7 +89,7 @@ public class BalanceValidator {
         }
 
         // rule 4 TODO: need to check SignedHashed against number of outputs in blockchain
-        if(HasEverSigned(card))
+        if(HasEverSigned(card) && card.getBalance() != 0)
         {
             score = 80;
             firstLine = "Unguaranteed balance";
@@ -87,7 +97,7 @@ public class BalanceValidator {
             return;
         }
         // rule 7
-        if(CheckOfflineBalance(card) && !CheckOnlineBalance(card))
+        if(CheckOfflineBalance(card) && !CheckOnlineBalance(card) && !HasEverSigned(card) && card.getBalance() != 0)
         {
             score = 80;
             firstLine = "Verified offline balance";
@@ -157,8 +167,8 @@ public class BalanceValidator {
         return card.getBalanceUnconfirmed()!=0;
     }
 
-    boolean IsLostSecondRead(TangemCard card)
+    boolean isCodeConfirmed(TangemCard card)
     {
-        return card.isCodeConfirmed() != null;
+        return card.isCodeConfirmed() == null || card.isCodeConfirmed();
     }
 }
diff --git a/app/src/main/java/com/tangem/domain/wallet/TangemCard.java b/app/src/main/java/com/tangem/domain/wallet/TangemCard.java
index e8833c4280..f434872827 100644
--- a/app/src/main/java/com/tangem/domain/wallet/TangemCard.java
+++ b/app/src/main/java/com/tangem/domain/wallet/TangemCard.java
@@ -47,11 +47,11 @@ public class TangemCard {
     private float rate = 0;
     private float rateAlter = 0;
 
+//    public static final int SettingsMask_AllowSwapPIN = 0x0010;
 //    public static final int SettingsMask_IsReusable = 0x0001;
 //    public static final int SettingsMask_UseRecovery = 0x0002;
 //    public static final int SettingsMask_UseBlock = 0x0004;
 //
-//    public static final int SettingsMask_AllowSwapPIN = 0x0010;
 //    public static final int SettingsMask_AllowSwapPIN2 = 0x0020;
 //    public static final int SettingsMask_UseCVC = 0x0040;
 //
diff --git a/app/src/main/java/com/tangem/presentation/fragment/LoadedWallet.kt b/app/src/main/java/com/tangem/presentation/fragment/LoadedWallet.kt
index d94444f461..b43633b534 100644
--- a/app/src/main/java/com/tangem/presentation/fragment/LoadedWallet.kt
+++ b/app/src/main/java/com/tangem/presentation/fragment/LoadedWallet.kt
@@ -201,9 +201,9 @@ class LoadedWallet : Fragment(), NfcAdapter.ReaderCallback, CardProtocol.Notific
         }
 
         btnExtract.setOnClickListener {
-            if (!mCard!!.hasBalanceInfo()) {
-
-            } else if (!engine!!.IsBalanceNotZero(mCard))
+            if (!mCard!!.hasBalanceInfo())
+                Toast.makeText(context, R.string.cannot_obtain_data_from_blockchain, Toast.LENGTH_LONG).show()
+            else if (!engine!!.IsBalanceNotZero(mCard))
                 Toast.makeText(context, R.string.wallet_empty, Toast.LENGTH_LONG).show()
             else if (!engine.IsBalanceAlterNotZero(mCard))
                 Toast.makeText(context, R.string.not_enough_funds, Toast.LENGTH_LONG).show()
@@ -213,11 +213,12 @@ class LoadedWallet : Fragment(), NfcAdapter.ReaderCallback, CardProtocol.Notific
                 Toast.makeText(context, R.string.please_wait_for_confirmation, Toast.LENGTH_LONG).show()
             else if (mCard!!.remainingSignatures == 0)
                 Toast.makeText(context, R.string.card_hasn_t_remaining_signature, Toast.LENGTH_LONG).show()
-
-            val intent = Intent(context, PreparePaymentActivity::class.java)
-            intent.putExtra("UID", mCard!!.uid)
-            intent.putExtra("Card", mCard!!.asBundle)
-            startActivityForResult(intent, REQUEST_CODE_SEND_PAYMENT)
+            else {
+                val intent = Intent(context, PreparePaymentActivity::class.java)
+                intent.putExtra("UID", mCard!!.uid)
+                intent.putExtra("Card", mCard!!.asBundle)
+                startActivityForResult(intent, REQUEST_CODE_SEND_PAYMENT)
+            }
         }
     }
 
diff --git a/app/src/main/res/values/strings.xml b/app/src/main/res/values/strings.xml
index d171b07ce0..ef40669a92 100644
--- a/app/src/main/res/values/strings.xml
+++ b/app/src/main/res/values/strings.xml
@@ -92,7 +92,7 @@
     <string name="not_enough_funds">Not enough funds for transaction fee (gas)!</string>
     <string name="please_wait_while_previous">Please wait while previous transaction is confirmed in blockchain</string>
     <string name="please_wait_for_confirmation">Could not obtain all inputs. Swipe down to refresh.</string>
-    <string name="card_hasn_t_remaining_signature">Card hasn\'t remaining signature!</string>
+    <string name="card_hasn_t_remaining_signature">Card has no remaining signature!</string>
     <string name="reusable_wallet">REUSABLE WALLET</string>
     <string name="banknote">BANKNOTE</string>
     <string name="not_transferable_banknote">NON-TRANSFERABLE BANKNOTE</string>