diff --git a/app/src/main/java/com/tangem/tap/common/extensions/WalletManager.kt b/app/src/main/java/com/tangem/tap/common/extensions/WalletManager.kt
index 8f7402ff1f..70a4fcc286 100644
--- a/app/src/main/java/com/tangem/tap/common/extensions/WalletManager.kt
+++ b/app/src/main/java/com/tangem/tap/common/extensions/WalletManager.kt
@@ -29,7 +29,7 @@ suspend fun WalletManager.safeUpdate(): Result<Wallet> = try {
         if (blockchain.isNoAccountError(exception) && amountToCreateAccount != null) {
             Result.Failure(TapError.WalletManagerUpdate.NoAccountError(amountToCreateAccount.toString()))
         } else {
-            val message = exception.localizedMessage ?: "Unknown exception during WalletManager update"
+            val message = exception.localizedMessage ?: "An error has occurred. Try later"
             Result.Failure(TapError.WalletManagerUpdate.InternalError(message))
         }
     }
diff --git a/app/src/main/java/com/tangem/tap/common/images/Picasso.kt b/app/src/main/java/com/tangem/tap/common/images/Picasso.kt
index 7d2a956bde..9220859e8b 100644
--- a/app/src/main/java/com/tangem/tap/common/images/Picasso.kt
+++ b/app/src/main/java/com/tangem/tap/common/images/Picasso.kt
@@ -21,6 +21,7 @@ class PicassoHelper {
                     .downloader(OkHttp3Downloader(getOkHttpForPicasso(application)))
                     .build()
             picasso.isLoggingEnabled = BuildConfig.DEBUG
+            picasso.setIndicatorsEnabled(BuildConfig.DEBUG)
             Picasso.setSingletonInstance(picasso)
         }
 
diff --git a/app/src/main/java/com/tangem/tap/domain/TapErrors.kt b/app/src/main/java/com/tangem/tap/domain/TapErrors.kt
index c84e3f0d29..f4b680ec9f 100644
--- a/app/src/main/java/com/tangem/tap/domain/TapErrors.kt
+++ b/app/src/main/java/com/tangem/tap/domain/TapErrors.kt
@@ -46,6 +46,8 @@ sealed class TapError(
     sealed class WalletManagerUpdate {
         class NoAccountError(amountToCreateAccount: String): CustomError(amountToCreateAccount)
         class InternalError(message: String): CustomError(message)
+        object BlockchainIsUnreachable: TapError(R.string.wallet_balance_blockchain_unreachable)
+        object BlockchainIsUnreachableTryLater: TapError(R.string.wallet_balance_blockchain_unreachable_try_later)
     }
 
     data class ValidateTransactionErrors(
diff --git a/app/src/main/java/com/tangem/tap/features/onboarding/OnboardingManager.kt b/app/src/main/java/com/tangem/tap/features/onboarding/OnboardingManager.kt
index 984f512d4f..3aa671c5c3 100644
--- a/app/src/main/java/com/tangem/tap/features/onboarding/OnboardingManager.kt
+++ b/app/src/main/java/com/tangem/tap/features/onboarding/OnboardingManager.kt
@@ -10,19 +10,14 @@ import com.tangem.operations.attestation.OnlineCardVerifier
 import com.tangem.tap.common.extensions.isPositive
 import com.tangem.tap.common.extensions.safeUpdate
 import com.tangem.tap.domain.TapError
-import com.tangem.tap.domain.UrlBitmapLoader
 import com.tangem.tap.domain.extensions.getOrLoadCardArtworkUrl
 import com.tangem.tap.domain.tasks.product.ScanResponse
 import com.tangem.tap.features.wallet.models.hasPendingTransactions
-import com.tangem.tap.features.wallet.redux.Artwork
 import com.tangem.tap.features.wallet.redux.Currency
 import com.tangem.tap.features.wallet.redux.ProgressState
 import com.tangem.tap.persistence.UsedCardsPrefStorage
-import kotlinx.coroutines.Dispatchers
-import kotlinx.coroutines.withContext
+import timber.log.Timber
 import java.math.BigDecimal
-import kotlin.coroutines.resume
-import kotlin.coroutines.suspendCoroutine
 
 /**
 [REDACTED_AUTHOR]
@@ -35,24 +30,31 @@ class OnboardingManager(
     var cardInfo: Result<CardVerifyAndGetInfo.Response.Item>? = null
         private set
 
-    suspend fun loadArtwork(): Artwork {
-        cardInfo = OnlineCardVerifier().getCardInfo(scanResponse.card.cardId, scanResponse.card.cardPublicKey)
-        return loadArtwork(scanResponse.card.getOrLoadCardArtworkUrl(cardInfo))
+    suspend fun loadArtworkUrl(): String {
+        val cardInfo = cardInfo
+                ?: OnlineCardVerifier().getCardInfo(scanResponse.card.cardId, scanResponse.card.cardPublicKey)
+        this.cardInfo = cardInfo
+        return scanResponse.card.getOrLoadCardArtworkUrl(cardInfo)
     }
 
-    suspend fun loadArtwork(url: String): Artwork {
-        return withContext(Dispatchers.Main) {
-            suspendCoroutine { continuation ->
-                UrlBitmapLoader().loadBitmap(url) {
-                    val result = when (it) {
-                        is Result.Success -> Artwork(url, it.data)
-                        is Result.Failure -> Artwork(url, null)
-                    }
-                    continuation.resume(result)
-                }
-            }
-        }
-    }
+//    suspend fun loadArtwork(): Artwork {
+//        cardInfo = OnlineCardVerifier().getCardInfo(scanResponse.card.cardId, scanResponse.card.cardPublicKey)
+//        return loadArtwork(scanResponse.card.getOrLoadCardArtworkUrl(cardInfo))
+//    }
+//
+//    suspend fun loadArtwork(url: String): Artwork {
+//        return withContext(Dispatchers.Main) {
+//            suspendCoroutine { continuation ->
+//                UrlBitmapLoader().loadBitmap(url) {
+//                    val result = when (it) {
+//                        is Result.Success -> Artwork(url, it.data)
+//                        is Result.Failure -> Artwork(url, null)
+//                    }
+//                    continuation.resume(result)
+//                }
+//            }
+//        }
+//    }
 
     suspend fun updateBalance(walletManager: WalletManager): OnboardingWalletBalance {
         val balance = when (val result = walletManager.safeUpdate()) {
@@ -76,7 +78,10 @@ class OnboardingManager(
                 when (error) {
                     is TapError.WalletManagerUpdate.NoAccountError -> OnboardingWalletBalance.error(error)
                     // NoInternetConnection, WalletManagerUpdate.InternalError
-                    else -> OnboardingWalletBalance.criticalError(error)
+                    else -> {
+                        Timber.e(error.localizedMessage)
+                        OnboardingWalletBalance.criticalError(TapError.WalletManagerUpdate.BlockchainIsUnreachableTryLater)
+                    }
                 }
             }
         }
diff --git a/app/src/main/java/com/tangem/tap/features/onboarding/products/note/OnboardingNoteFragment.kt b/app/src/main/java/com/tangem/tap/features/onboarding/products/note/OnboardingNoteFragment.kt
index b59e7ea667..7eb8b3a5fc 100644
--- a/app/src/main/java/com/tangem/tap/features/onboarding/products/note/OnboardingNoteFragment.kt
+++ b/app/src/main/java/com/tangem/tap/features/onboarding/products/note/OnboardingNoteFragment.kt
@@ -10,6 +10,7 @@ import androidx.annotation.LayoutRes
 import androidx.constraintlayout.widget.ConstraintSet
 import androidx.core.view.isVisible
 import androidx.transition.TransitionManager
+import com.squareup.picasso.Picasso
 import com.tangem.blockchain.common.Blockchain
 import com.tangem.tangem_sdk_new.extensions.fadeIn
 import com.tangem.tangem_sdk_new.extensions.fadeOut
@@ -73,7 +74,12 @@ class OnboardingNoteFragment : BaseOnboardingFragment<OnboardingNoteState>() {
     override fun newState(state: OnboardingNoteState) {
         if (activity == null) return
 
-        state.cardArtwork?.let { imv_front_card.swapToBitmapDrawable(it.artwork) }
+        Picasso.get()
+                .load(state.cardArtworkUrl)
+                .error(R.drawable.card_placeholder_black)
+                .placeholder(R.drawable.card_placeholder_black)
+                ?.into(imv_front_card)
+
         pb_state.max = state.steps.size - 1
         pb_state.progress = state.progress
 
@@ -91,9 +97,13 @@ class OnboardingNoteFragment : BaseOnboardingFragment<OnboardingNoteState>() {
     private fun setBalance(state: OnboardingNoteState) {
         if (state.walletBalance.currency.blockchain == Blockchain.Unknown) return
 
-        val balanceValue = state.walletBalance.value.stripZeroPlainString()
-        val currency = state.walletBalance.currency.currencySymbol
-        tv_balance_value.text = "$balanceValue $currency"
+        if (state.balanceCriticalError == null) {
+            val balanceValue = state.walletBalance.value.stripZeroPlainString()
+            val currency = state.walletBalance.currency.currencySymbol
+            tv_balance_value.text = "$balanceValue $currency"
+        } else {
+            tv_balance_value.text = "–"
+        }
     }
 
     private fun setupNoneState(state: OnboardingNoteState) {
diff --git a/app/src/main/java/com/tangem/tap/features/onboarding/products/note/redux/OnboardingNoteAction.kt b/app/src/main/java/com/tangem/tap/features/onboarding/products/note/redux/OnboardingNoteAction.kt
index 3a370e6c72..5b377fd072 100644
--- a/app/src/main/java/com/tangem/tap/features/onboarding/products/note/redux/OnboardingNoteAction.kt
+++ b/app/src/main/java/com/tangem/tap/features/onboarding/products/note/redux/OnboardingNoteAction.kt
@@ -3,7 +3,6 @@ package com.tangem.tap.features.onboarding.products.note.redux
 import com.tangem.blockchain.common.WalletManager
 import com.tangem.tap.domain.TapError
 import com.tangem.tap.features.onboarding.OnboardingWalletBalance
-import com.tangem.tap.features.wallet.redux.Artwork
 import org.rekotlin.Action
 
 /**
@@ -17,7 +16,7 @@ sealed class OnboardingNoteAction : Action {
     object ShowAddressInfoDialog : OnboardingNoteAction()
 
     // from redux
-    class SetArtwork(val artwork: Artwork) : OnboardingNoteAction()
+    class SetArtworkUrl(val artworkUrl: String) : OnboardingNoteAction()
     data class SetWalletManager(val walletManager: WalletManager) : OnboardingNoteAction()
     object DetermineStepOfScreen : OnboardingNoteAction()
     object Done : OnboardingNoteAction()
@@ -27,6 +26,7 @@ sealed class OnboardingNoteAction : Action {
     sealed class Balance {
         object Update : OnboardingNoteAction()
         data class Set(val balance: OnboardingWalletBalance) : OnboardingNoteAction()
+        data class SetCriticalError(val error: TapError?) : OnboardingNoteAction()
         data class SetNonCriticalError(val error: TapError?) : OnboardingNoteAction()
     }
 
diff --git a/app/src/main/java/com/tangem/tap/features/onboarding/products/note/redux/OnboardingNoteMiddleware.kt b/app/src/main/java/com/tangem/tap/features/onboarding/products/note/redux/OnboardingNoteMiddleware.kt
index 125ba49fff..7565ff0c9b 100644
--- a/app/src/main/java/com/tangem/tap/features/onboarding/products/note/redux/OnboardingNoteMiddleware.kt
+++ b/app/src/main/java/com/tangem/tap/features/onboarding/products/note/redux/OnboardingNoteMiddleware.kt
@@ -9,6 +9,7 @@ import com.tangem.tap.common.redux.AppState
 import com.tangem.tap.common.redux.global.GlobalAction
 import com.tangem.tap.common.redux.navigation.AppScreen
 import com.tangem.tap.common.redux.navigation.NavigationAction
+import com.tangem.tap.domain.DELAY_SDK_DIALOG_CLOSE
 import com.tangem.tap.domain.TapError
 import com.tangem.tap.domain.extensions.hasWallets
 import com.tangem.tap.domain.extensions.makePrimaryWalletManager
@@ -50,8 +51,8 @@ private fun handleNoteAction(action: Action, dispatch: DispatchFunction) {
     when (action) {
         is OnboardingNoteAction.LoadCardArtwork -> {
             scope.launch {
-                val artwork = onboardingManager.loadArtwork()
-                withMainContext { store.dispatch(OnboardingNoteAction.SetArtwork(artwork)) }
+                val artworkUrl = onboardingManager.loadArtworkUrl()
+                withMainContext { store.dispatch(OnboardingNoteAction.SetArtworkUrl(artworkUrl)) }
             }
         }
         is OnboardingNoteAction.DetermineStepOfScreen -> {
@@ -69,7 +70,7 @@ private fun handleNoteAction(action: Action, dispatch: DispatchFunction) {
                 }
                 OnboardingNoteStep.Done -> {
                     onboardingManager.activationFinished(card.cardId)
-                    postUi(500) { store.dispatch(OnboardingNoteAction.Confetti.Show) }
+                    postUi(DELAY_SDK_DIALOG_CLOSE) { store.dispatch(OnboardingNoteAction.Confetti.Show) }
                 }
             }
         }
@@ -117,10 +118,11 @@ private fun handleNoteAction(action: Action, dispatch: DispatchFunction) {
 
             scope.launch {
                 val loadedBalance = onboardingManager.updateBalance(walletManager)
-                loadedBalance.criticalError?.let { store.dispatchErrorNotification(it) }
                 delay(if (isLoadedBefore) 0 else 300)
+                loadedBalance.criticalError?.let { store.dispatchErrorNotification(it) }
                 withMainContext {
                     store.dispatch(OnboardingNoteAction.Balance.Set(loadedBalance))
+                    store.dispatch(OnboardingNoteAction.Balance.SetCriticalError(loadedBalance.criticalError))
                     store.dispatch(OnboardingNoteAction.Balance.SetNonCriticalError(loadedBalance.error))
                 }
             }
@@ -148,7 +150,7 @@ private fun handleNoteAction(action: Action, dispatch: DispatchFunction) {
             store.dispatch(GlobalAction.Onboarding.Stop)
             scope.launch {
                 store.onCardScanned(scanResponse)
-                store.dispatch(NavigationAction.NavigateTo(AppScreen.Wallet))
+                withMainContext { store.dispatch(NavigationAction.NavigateTo(AppScreen.Wallet)) }
             }
         }
     }
diff --git a/app/src/main/java/com/tangem/tap/features/onboarding/products/note/redux/OnboardingNoteReducer.kt b/app/src/main/java/com/tangem/tap/features/onboarding/products/note/redux/OnboardingNoteReducer.kt
index 260f41fc20..7626922560 100644
--- a/app/src/main/java/com/tangem/tap/features/onboarding/products/note/redux/OnboardingNoteReducer.kt
+++ b/app/src/main/java/com/tangem/tap/features/onboarding/products/note/redux/OnboardingNoteReducer.kt
@@ -17,8 +17,8 @@ private fun internalReduce(action: Action, appState: AppState): OnboardingNoteSt
         is GlobalAction.Onboarding.Start -> {
             state = OnboardingNoteState()
         }
-        is OnboardingNoteAction.SetArtwork -> {
-            state = state.copy(cardArtwork = action.artwork)
+        is OnboardingNoteAction.SetArtworkUrl -> {
+            state = state.copy(cardArtworkUrl = action.artworkUrl)
         }
         is OnboardingNoteAction.SetWalletManager -> {
             state = state.copy(walletManager = action.walletManager)
@@ -26,6 +26,9 @@ private fun internalReduce(action: Action, appState: AppState): OnboardingNoteSt
         is OnboardingNoteAction.Balance.Set -> {
             state = state.copy(walletBalance = action.balance)
         }
+        is OnboardingNoteAction.Balance.SetCriticalError -> {
+            state = state.copy(balanceCriticalError = action.error)
+        }
         is OnboardingNoteAction.Balance.SetNonCriticalError -> {
             state = state.copy(balanceNonCriticalError = action.error)
         }
diff --git a/app/src/main/java/com/tangem/tap/features/onboarding/products/note/redux/OnboardingNoteState.kt b/app/src/main/java/com/tangem/tap/features/onboarding/products/note/redux/OnboardingNoteState.kt
index 3cf07bea6b..5bc772fa3a 100644
--- a/app/src/main/java/com/tangem/tap/features/onboarding/products/note/redux/OnboardingNoteState.kt
+++ b/app/src/main/java/com/tangem/tap/features/onboarding/products/note/redux/OnboardingNoteState.kt
@@ -3,7 +3,6 @@ package com.tangem.tap.features.onboarding.products.note.redux
 import com.tangem.blockchain.common.WalletManager
 import com.tangem.tap.domain.TapError
 import com.tangem.tap.features.onboarding.OnboardingWalletBalance
-import com.tangem.tap.features.wallet.redux.Artwork
 import org.rekotlin.StateType
 
 /**
@@ -12,9 +11,10 @@ import org.rekotlin.StateType
 data class OnboardingNoteState(
     val walletManager: WalletManager? = null,
     // UI
-    val cardArtwork: Artwork? = null,
+    val cardArtworkUrl: String? = null,
     val walletBalance: OnboardingWalletBalance = OnboardingWalletBalance.loading(),
     val balanceNonCriticalError: TapError? = null,
+    val balanceCriticalError: TapError? = null,
     val currentStep: OnboardingNoteStep = OnboardingNoteStep.None,
     val steps: List<OnboardingNoteStep> = OnboardingNoteStep.values().toList(),
     val showConfetti: Boolean = false,
diff --git a/app/src/main/java/com/tangem/tap/features/onboarding/products/otherCards/OnboardingOtherCardsFragment.kt b/app/src/main/java/com/tangem/tap/features/onboarding/products/otherCards/OnboardingOtherCardsFragment.kt
index cdd2871e00..0072388bcb 100644
--- a/app/src/main/java/com/tangem/tap/features/onboarding/products/otherCards/OnboardingOtherCardsFragment.kt
+++ b/app/src/main/java/com/tangem/tap/features/onboarding/products/otherCards/OnboardingOtherCardsFragment.kt
@@ -7,12 +7,12 @@ import androidx.annotation.LayoutRes
 import androidx.constraintlayout.widget.ConstraintSet
 import androidx.core.view.isVisible
 import androidx.transition.TransitionManager
+import com.squareup.picasso.Picasso
 import com.tangem.tap.common.extensions.getDrawableCompat
 import com.tangem.tap.common.redux.navigation.ShareElement
 import com.tangem.tap.common.transitions.InternalNoteLayoutTransition
 import com.tangem.tap.features.addBackPressHandler
 import com.tangem.tap.features.onboarding.products.BaseOnboardingFragment
-import com.tangem.tap.features.onboarding.products.note.swapToBitmapDrawable
 import com.tangem.tap.features.onboarding.products.otherCards.redux.OnboardingOtherCardsAction
 import com.tangem.tap.features.onboarding.products.otherCards.redux.OnboardingOtherCardsState
 import com.tangem.tap.features.onboarding.products.otherCards.redux.OnboardingOtherCardsStep
@@ -60,7 +60,12 @@ class OnboardingOtherCardsFragment : BaseOnboardingFragment<OnboardingOtherCards
         if (activity == null) return
         if (state.currentStep == OnboardingOtherCardsStep.None) return
 
-        state.cardArtwork?.let { imv_front_card.swapToBitmapDrawable(it.artwork) }
+        Picasso.get()
+                .load(state.cardArtworkUrl)
+                .error(R.drawable.card_placeholder_black)
+                .placeholder(R.drawable.card_placeholder_black)
+                ?.into(imv_front_card)
+
         pb_state.max = state.steps.size - 1
         pb_state.progress = state.progress
 
diff --git a/app/src/main/java/com/tangem/tap/features/onboarding/products/otherCards/redux/OnboardingOtherCardsAction.kt b/app/src/main/java/com/tangem/tap/features/onboarding/products/otherCards/redux/OnboardingOtherCardsAction.kt
index b48570b6c9..2cd82314b3 100644
--- a/app/src/main/java/com/tangem/tap/features/onboarding/products/otherCards/redux/OnboardingOtherCardsAction.kt
+++ b/app/src/main/java/com/tangem/tap/features/onboarding/products/otherCards/redux/OnboardingOtherCardsAction.kt
@@ -1,6 +1,5 @@
 package com.tangem.tap.features.onboarding.products.otherCards.redux
 
-import com.tangem.tap.features.wallet.redux.Artwork
 import org.rekotlin.Action
 
 /**
@@ -12,7 +11,7 @@ sealed class OnboardingOtherCardsAction : Action {
     object CreateWallet : OnboardingOtherCardsAction()
 
     // from redux
-    class SetArtwork(val artwork: Artwork) : OnboardingOtherCardsAction()
+    class SetArtworkUrl(val artworkUrl: String) : OnboardingOtherCardsAction()
     object DetermineStepOfScreen : OnboardingOtherCardsAction()
     object Done : OnboardingOtherCardsAction()
 
diff --git a/app/src/main/java/com/tangem/tap/features/onboarding/products/otherCards/redux/OnboardingOtherCardsMiddleware.kt b/app/src/main/java/com/tangem/tap/features/onboarding/products/otherCards/redux/OnboardingOtherCardsMiddleware.kt
index fd2dbee87d..4606c539ae 100644
--- a/app/src/main/java/com/tangem/tap/features/onboarding/products/otherCards/redux/OnboardingOtherCardsMiddleware.kt
+++ b/app/src/main/java/com/tangem/tap/features/onboarding/products/otherCards/redux/OnboardingOtherCardsMiddleware.kt
@@ -44,8 +44,8 @@ private fun handleOtherCardsAction(action: Action, dispatch: DispatchFunction) {
     when (action) {
         is OnboardingOtherCardsAction.LoadCardArtwork -> {
             scope.launch {
-                val artwork = onboardingManager.loadArtwork()
-                withMainContext { store.dispatch(OnboardingOtherCardsAction.SetArtwork(artwork)) }
+                val artworkUrl = onboardingManager.loadArtworkUrl()
+                withMainContext { store.dispatch(OnboardingOtherCardsAction.SetArtworkUrl(artworkUrl)) }
             }
         }
         is OnboardingOtherCardsAction.DetermineStepOfScreen -> {
@@ -58,7 +58,7 @@ private fun handleOtherCardsAction(action: Action, dispatch: DispatchFunction) {
         is OnboardingOtherCardsAction.SetStepOfScreen -> {
             if (action.step == OnboardingOtherCardsStep.Done) {
                 onboardingManager.activationFinished(card.cardId)
-                postUi(500) { store.dispatch(OnboardingOtherCardsAction.Confetti.Show) }
+                postUi(200) { store.dispatch(OnboardingOtherCardsAction.Confetti.Show) }
             }
         }
         is OnboardingOtherCardsAction.CreateWallet -> {
@@ -85,7 +85,7 @@ private fun handleOtherCardsAction(action: Action, dispatch: DispatchFunction) {
             store.dispatch(GlobalAction.Onboarding.Stop)
             scope.launch {
                 store.onCardScanned(onboardingManager.scanResponse)
-                store.dispatch(NavigationAction.NavigateTo(AppScreen.Wallet))
+                withMainContext { store.dispatch(NavigationAction.NavigateTo(AppScreen.Wallet)) }
             }
         }
     }
diff --git a/app/src/main/java/com/tangem/tap/features/onboarding/products/otherCards/redux/OnboardingOtherCardsReducer.kt b/app/src/main/java/com/tangem/tap/features/onboarding/products/otherCards/redux/OnboardingOtherCardsReducer.kt
index 129b7ea280..e8dc2ae111 100644
--- a/app/src/main/java/com/tangem/tap/features/onboarding/products/otherCards/redux/OnboardingOtherCardsReducer.kt
+++ b/app/src/main/java/com/tangem/tap/features/onboarding/products/otherCards/redux/OnboardingOtherCardsReducer.kt
@@ -17,8 +17,8 @@ private fun internalReduce(action: Action, appState: AppState): OnboardingOtherC
         is GlobalAction.Onboarding.Start -> {
             state = OnboardingOtherCardsState()
         }
-        is OnboardingOtherCardsAction.SetArtwork -> {
-            state = state.copy(cardArtwork = action.artwork)
+        is OnboardingOtherCardsAction.SetArtworkUrl -> {
+            state = state.copy(cardArtworkUrl = action.artworkUrl)
         }
         is OnboardingOtherCardsAction.SetStepOfScreen -> {
             if (action.step != state.currentStep && state.steps.contains(action.step)) {
diff --git a/app/src/main/java/com/tangem/tap/features/onboarding/products/otherCards/redux/OnboardingOtherCardsState.kt b/app/src/main/java/com/tangem/tap/features/onboarding/products/otherCards/redux/OnboardingOtherCardsState.kt
index b306101506..f502350050 100644
--- a/app/src/main/java/com/tangem/tap/features/onboarding/products/otherCards/redux/OnboardingOtherCardsState.kt
+++ b/app/src/main/java/com/tangem/tap/features/onboarding/products/otherCards/redux/OnboardingOtherCardsState.kt
@@ -1,6 +1,5 @@
 package com.tangem.tap.features.onboarding.products.otherCards.redux
 
-import com.tangem.tap.features.wallet.redux.Artwork
 import org.rekotlin.StateType
 
 /**
@@ -8,7 +7,7 @@ import org.rekotlin.StateType
  */
 data class OnboardingOtherCardsState(
     // UI
-    val cardArtwork: Artwork? = null,
+    val cardArtworkUrl: String? = null,
     val showConfetti: Boolean = false,
     val currentStep: OnboardingOtherCardsStep = OnboardingOtherCardsStep.None,
     val steps: List<OnboardingOtherCardsStep> = OnboardingOtherCardsStep.values().toList(),
diff --git a/app/src/main/java/com/tangem/tap/features/onboarding/products/twins/redux/TwinCardsAction.kt b/app/src/main/java/com/tangem/tap/features/onboarding/products/twins/redux/TwinCardsAction.kt
index 7d48937c17..766930141a 100644
--- a/app/src/main/java/com/tangem/tap/features/onboarding/products/twins/redux/TwinCardsAction.kt
+++ b/app/src/main/java/com/tangem/tap/features/onboarding/products/twins/redux/TwinCardsAction.kt
@@ -4,6 +4,7 @@ import com.tangem.Message
 import com.tangem.blockchain.common.WalletManager
 import com.tangem.common.extensions.VoidCallback
 import com.tangem.tap.common.redux.StateDialog
+import com.tangem.tap.domain.TapError
 import com.tangem.tap.domain.tasks.product.ScanResponse
 import com.tangem.tap.domain.twins.AssetReader
 import com.tangem.tap.domain.twins.TwinCardsManager
@@ -55,6 +56,8 @@ sealed class TwinCardsAction : Action {
     sealed class Balance {
         object Update : TwinCardsAction()
         data class Set(val balance: OnboardingWalletBalance) : TwinCardsAction()
+        data class SetCriticalError(val error: TapError?) : TwinCardsAction()
+        data class SetNonCriticalError(val error: TapError?) : TwinCardsAction()
     }
 
     sealed class Confetti {
diff --git a/app/src/main/java/com/tangem/tap/features/onboarding/products/twins/redux/TwinCardsMiddleware.kt b/app/src/main/java/com/tangem/tap/features/onboarding/products/twins/redux/TwinCardsMiddleware.kt
index 26fbfb104b..fc245c3db4 100644
--- a/app/src/main/java/com/tangem/tap/features/onboarding/products/twins/redux/TwinCardsMiddleware.kt
+++ b/app/src/main/java/com/tangem/tap/features/onboarding/products/twins/redux/TwinCardsMiddleware.kt
@@ -212,7 +212,11 @@ private fun handle(action: Action, dispatch: DispatchFunction) {
                 val loadedBalance = onboardingManager?.updateBalance(walletManager) ?: return@launch
                 loadedBalance.criticalError?.let { store.dispatchErrorNotification(it) }
                 delay(if (isLoadedBefore) 0 else 300)
-                withMainContext { store.dispatch(TwinCardsAction.Balance.Set(loadedBalance)) }
+                withMainContext {
+                    store.dispatch(TwinCardsAction.Balance.Set(loadedBalance))
+                    store.dispatch(TwinCardsAction.Balance.SetCriticalError(loadedBalance.criticalError))
+                    store.dispatch(TwinCardsAction.Balance.SetNonCriticalError(loadedBalance.error))
+                }
             }
 
         }
diff --git a/app/src/main/java/com/tangem/tap/features/onboarding/products/twins/redux/TwinCardsReducer.kt b/app/src/main/java/com/tangem/tap/features/onboarding/products/twins/redux/TwinCardsReducer.kt
index 1d18eb4dec..437213c588 100644
--- a/app/src/main/java/com/tangem/tap/features/onboarding/products/twins/redux/TwinCardsReducer.kt
+++ b/app/src/main/java/com/tangem/tap/features/onboarding/products/twins/redux/TwinCardsReducer.kt
@@ -29,7 +29,10 @@ private fun internalReduce(action: Action, state: AppState): TwinCardsState {
             }
         }
         is TwinCardsAction.SetMode -> {
-            state = state.copy(mode = action.mode)
+            state = state.copy(
+                mode = action.mode,
+                userWasUnderstandIfWalletRecreate = false,
+            )
         }
         is TwinCardsAction.SetStepOfScreen -> {
             state = state.copy(currentStep = action.step)
@@ -52,6 +55,12 @@ private fun internalReduce(action: Action, state: AppState): TwinCardsState {
         is TwinCardsAction.Balance.Set -> {
             state = state.copy(walletBalance = action.balance)
         }
+        is TwinCardsAction.Balance.SetCriticalError -> {
+            state = state.copy(balanceCriticalError = action.error)
+        }
+        is TwinCardsAction.Balance.SetNonCriticalError -> {
+            state = state.copy(balanceNonCriticalError = action.error)
+        }
         is TwinCardsAction.Confetti.Show -> {
             state = state.copy(showConfetti = true)
         }
diff --git a/app/src/main/java/com/tangem/tap/features/onboarding/products/twins/redux/TwinCardsState.kt b/app/src/main/java/com/tangem/tap/features/onboarding/products/twins/redux/TwinCardsState.kt
index ac731df22a..22834a920e 100644
--- a/app/src/main/java/com/tangem/tap/features/onboarding/products/twins/redux/TwinCardsState.kt
+++ b/app/src/main/java/com/tangem/tap/features/onboarding/products/twins/redux/TwinCardsState.kt
@@ -1,6 +1,7 @@
 package com.tangem.tap.features.onboarding.products.twins.redux
 
 import com.tangem.blockchain.common.WalletManager
+import com.tangem.tap.domain.TapError
 import com.tangem.tap.domain.twins.TwinCardNumber
 import com.tangem.tap.domain.twins.TwinCardsManager
 import com.tangem.tap.features.onboarding.OnboardingWalletBalance
@@ -22,6 +23,8 @@ data class TwinCardsState(
     val pairCardId: String? = null, // available after create\recreate wallets
     val walletManager: WalletManager? = null,
     val walletBalance: OnboardingWalletBalance = OnboardingWalletBalance.loading(),
+    val balanceNonCriticalError: TapError? = null,
+    val balanceCriticalError: TapError? = null,
     val showConfetti: Boolean = false,
 ) : StateType {
 
diff --git a/app/src/main/java/com/tangem/tap/features/onboarding/products/twins/ui/TwinsCardsFragment.kt b/app/src/main/java/com/tangem/tap/features/onboarding/products/twins/ui/TwinsCardsFragment.kt
index dee8230f9f..81e11f7e47 100644
--- a/app/src/main/java/com/tangem/tap/features/onboarding/products/twins/ui/TwinsCardsFragment.kt
+++ b/app/src/main/java/com/tangem/tap/features/onboarding/products/twins/ui/TwinsCardsFragment.kt
@@ -77,18 +77,20 @@ class TwinsCardsFragment : BaseOnboardingFragment<TwinCardsState>() {
         addBackPressHandler(this)
 
         reconfigureLayoutForTwins()
-        twinsWidget = TwinsCardWidget(LeapfrogWidget(cards_container)) { 250f }
+        twinsWidget = TwinsCardWidget(LeapfrogWidget(cards_container)) { 285f }
         btnRefreshBalanceWidget = RefreshBalanceWidget(onboarding_main_container)
 
         toolbar.title = getText(R.string.twins_recreate_toolbar)
 
         Picasso.get()
                 .load(Artwork.TWIN_CARD_1)
+                .error(R.drawable.card_placeholder_black)
                 .placeholder(R.drawable.card_placeholder_black)
                 ?.into(imv_twin_front_card)
 
         Picasso.get()
                 .load(Artwork.TWIN_CARD_2)
+                .error(R.drawable.card_placeholder_white)
                 .placeholder(R.drawable.card_placeholder_white)
                 ?.into(imv_twin_back_card)
     }
@@ -114,11 +116,6 @@ class TwinsCardsFragment : BaseOnboardingFragment<TwinCardsState>() {
     override fun newState(state: TwinCardsState) {
         if (activity == null) return
 
-//        toolbar.title = when (state.mode) {
-//            CreateTwinWalletMode.CreateWallet -> getText(R.string.wallet_button_create_wallet)
-//            CreateTwinWalletMode.RecreateWallet -> getText(R.string.twins_recreate_toolbar)
-//        }
-
         pb_state.max = state.steps.size - 1
         pb_state.progress = state.progress
 
@@ -141,9 +138,13 @@ class TwinsCardsFragment : BaseOnboardingFragment<TwinCardsState>() {
     private fun setBalance(state: TwinCardsState) {
         if (state.walletBalance.currency.blockchain == Blockchain.Unknown) return
 
-        val balanceValue = state.walletBalance.value.stripZeroPlainString()
-        val currency = state.walletBalance.currency.currencySymbol
-        tv_balance_value.text = "$balanceValue $currency"
+        if (state.balanceCriticalError == null) {
+            val balanceValue = state.walletBalance.value.stripZeroPlainString()
+            val currency = state.walletBalance.currency.currencySymbol
+            tv_balance_value.text = "$balanceValue $currency"
+        } else {
+            tv_balance_value.text = "–"
+        }
     }
 
     private fun setupWelcomeOnlyState(state: TwinCardsState) {
@@ -287,6 +288,7 @@ class TwinsCardsFragment : BaseOnboardingFragment<TwinCardsState>() {
             store.dispatch(TwinCardsAction.TopUp)
         }
 
+        btn_alternative_action.isVisible = true
         btn_alternative_action.setText(R.string.onboarding_top_up_button_show_wallet_address)
         btn_alternative_action.setOnClickListener {
             store.dispatch(TwinCardsAction.ShowAddressInfoDialog)
diff --git a/app/src/main/java/com/tangem/tap/features/wallet/redux/middlewares/WalletMiddleware.kt b/app/src/main/java/com/tangem/tap/features/wallet/redux/middlewares/WalletMiddleware.kt
index 513627f250..9ec6e10f13 100644
--- a/app/src/main/java/com/tangem/tap/features/wallet/redux/middlewares/WalletMiddleware.kt
+++ b/app/src/main/java/com/tangem/tap/features/wallet/redux/middlewares/WalletMiddleware.kt
@@ -147,7 +147,7 @@ class WalletMiddleware {
                                 WalletAction.LoadArtwork(action.card, response.data.artwork?.id),
                                 GlobalAction.SetIfCardVerifiedOnline(response.data.passed)
                             )
-                            actionList.forEach { store.dispatch(it) }
+                            withMainContext { actionList.forEach { store.dispatch(it) } }
                         }
                         is Result.Failure -> {
                             store.dispatchOnMain(GlobalAction.SetIfCardVerifiedOnline(false))
diff --git a/app/src/main/res/drawable/shape_circle_home_screen.xml b/app/src/main/res/drawable/shape_circle_home_screen.xml
new file mode 100644
index 0000000000..6cc2f8cc4e
--- /dev/null
+++ b/app/src/main/res/drawable/shape_circle_home_screen.xml
@@ -0,0 +1,14 @@
+<shape xmlns:android="http://schemas.android.com/apk/res/android"
+    android:shape="oval">
+
+    <size
+        android:width="40dp"
+        android:height="40dp" />
+
+    <gradient
+        android:angle="270"
+        android:endColor="#47F8F8F8"
+        android:startColor="#F4F4F4"
+        android:type="linear" />
+
+</shape>
diff --git a/app/src/main/res/layout/dialog_onboarding_address_info.xml b/app/src/main/res/layout/dialog_onboarding_address_info.xml
index 92c780e969..a3c34a8f06 100644
--- a/app/src/main/res/layout/dialog_onboarding_address_info.xml
+++ b/app/src/main/res/layout/dialog_onboarding_address_info.xml
@@ -1,6 +1,7 @@
 <?xml version="1.0" encoding="utf-8"?>
 <androidx.constraintlayout.widget.ConstraintLayout xmlns:android="http://schemas.android.com/apk/res/android"
     xmlns:app="http://schemas.android.com/apk/res-auto"
+    xmlns:tools="http://schemas.android.com/tools"
     android:layout_width="match_parent"
     android:layout_height="502dp">
 
@@ -68,10 +69,12 @@
                 android:layout_width="wrap_content"
                 android:layout_height="wrap_content"
                 android:ellipsize="middle"
+                android:fontFamily="sans-serif-medium"
                 android:maxWidth="170dp"
                 android:minWidth="120dp"
                 android:singleLine="true"
-                android:text="addlkasLNXDLKNnkjkjhnjkjnljnnlsenn" />
+                android:textSize="15sp"
+                tools:text="addlkasLNXDLKNnkjkjhnjkjnljnnlsenn" />
 
             <View
                 android:layout_width="16dp"
diff --git a/app/src/main/res/layout/layout_onboarding_container_bottom.xml b/app/src/main/res/layout/layout_onboarding_container_bottom.xml
index dc1a1f74ee..d5e9dbcc4a 100644
--- a/app/src/main/res/layout/layout_onboarding_container_bottom.xml
+++ b/app/src/main/res/layout/layout_onboarding_container_bottom.xml
@@ -36,7 +36,7 @@
             android:layout_width="wrap_content"
             android:layout_height="wrap_content"
             android:layout_marginStart="64dp"
-            android:layout_marginTop="10dp"
+            android:layout_marginTop="14dp"
             android:layout_marginEnd="64dp"
             android:minLines="3"
             app:layout_constraintBottom_toTopOf="@+id/fl_scan_card_container"
diff --git a/app/src/main/res/layout/layout_onboarding_home_top.xml b/app/src/main/res/layout/layout_onboarding_home_top.xml
index c038dc2463..fe45273f14 100644
--- a/app/src/main/res/layout/layout_onboarding_home_top.xml
+++ b/app/src/main/res/layout/layout_onboarding_home_top.xml
@@ -3,7 +3,10 @@
     xmlns:app="http://schemas.android.com/apk/res-auto"
     android:id="@+id/onboarding_main_container"
     android:layout_width="match_parent"
-    android:layout_height="match_parent">
+    android:layout_height="match_parent"
+    android:clipChildren="false">
+
+    <include layout="@layout/view_bg_home" />
 
     <androidx.appcompat.widget.AppCompatImageView
         android:id="@+id/imv_back_card"
diff --git a/app/src/main/res/layout/view_bg_home.xml b/app/src/main/res/layout/view_bg_home.xml
new file mode 100644
index 0000000000..bff701e6c4
--- /dev/null
+++ b/app/src/main/res/layout/view_bg_home.xml
@@ -0,0 +1,32 @@
+<?xml version="1.0" encoding="utf-8"?>
+<FrameLayout xmlns:android="http://schemas.android.com/apk/res/android"
+    android:layout_width="wrap_content"
+    android:layout_height="wrap_content"
+    android:translationY="-50dp">
+
+    <androidx.appcompat.widget.AppCompatImageView
+        android:id="@+id/bg_circle_large"
+        android:layout_width="670dp"
+        android:layout_height="670dp"
+        android:src="@drawable/shape_circle_home_screen"
+        android:translationX="160dp"
+        android:translationY="-175dp" />
+
+    <androidx.appcompat.widget.AppCompatImageView
+        android:id="@+id/bg_circle_medium"
+        android:layout_width="650dp"
+        android:layout_height="650dp"
+        android:src="@drawable/shape_circle"
+        android:tint="@color/backgroundWhite"
+        android:translationX="170dp"
+        android:translationY="-165dp" />
+
+    <androidx.appcompat.widget.AppCompatImageView
+        android:id="@+id/bg_circle_small"
+        android:layout_width="590dp"
+        android:layout_height="590dp"
+        android:src="@drawable/shape_circle_home_screen"
+        android:translationX="192dp"
+        android:translationY="-132dp" />
+
+</FrameLayout>
\ No newline at end of file
diff --git a/app/src/main/res/layout/view_onboarding_progress.xml b/app/src/main/res/layout/view_onboarding_progress.xml
index 8b2e151d1a..6dbac9141f 100644
--- a/app/src/main/res/layout/view_onboarding_progress.xml
+++ b/app/src/main/res/layout/view_onboarding_progress.xml
@@ -6,8 +6,8 @@
         style="@style/Widget.AppCompat.ProgressBar.Horizontal"
         android:layout_width="match_parent"
         android:layout_height="wrap_content"
-        android:layout_marginStart="32dp"
-        android:layout_marginTop="16dp"
-        android:layout_marginEnd="32dp"
+        android:layout_marginStart="16dp"
+        android:layout_marginEnd="16dp"
+        android:progressBackgroundTint="#401ACE80"
         android:progressTint="@color/accent" />
 </merge>
diff --git a/app/src/main/res/layout/view_onboarding_refresh_balance.xml b/app/src/main/res/layout/view_onboarding_refresh_balance.xml
index c9bf3aacb2..88daba2ce2 100644
--- a/app/src/main/res/layout/view_onboarding_refresh_balance.xml
+++ b/app/src/main/res/layout/view_onboarding_refresh_balance.xml
@@ -4,7 +4,6 @@
     android:id="@+id/btn_refresh_balance"
     android:layout_width="wrap_content"
     android:layout_height="wrap_content"
-    android:background="?attr/selectableItemBackgroundBorderless"
     android:clickable="true"
     android:focusable="true">
 
diff --git a/app/src/main/res/layout/view_onboarding_tv_balance.xml b/app/src/main/res/layout/view_onboarding_tv_balance.xml
index 6577933837..2825b6d930 100644
--- a/app/src/main/res/layout/view_onboarding_tv_balance.xml
+++ b/app/src/main/res/layout/view_onboarding_tv_balance.xml
@@ -14,15 +14,21 @@
         android:layout_height="wrap_content"
         android:elevation="0dp"
         android:fontFamily="sans-serif-medium"
+        android:letterSpacing="0.036"
         android:text="@string/onboarding_balance_title"
         android:textAllCaps="true"
         android:textColor="#ABABAB"
         android:textSize="14sp" />
 
+    <View
+        android:layout_width="wrap_content"
+        android:layout_height="4dp" />
+
     <TextView
         android:id="@+id/tv_balance_value"
         android:layout_width="wrap_content"
         android:layout_height="wrap_content"
+        android:letterSpacing="0.036"
         android:textSize="28sp"
         android:textStyle="bold"
         tools:text="0.000 BTC" />
diff --git a/app/src/main/res/values/strings_untranslated.xml b/app/src/main/res/values/strings_untranslated.xml
index cb9cdc7224..d34ea02c07 100644
--- a/app/src/main/res/values/strings_untranslated.xml
+++ b/app/src/main/res/values/strings_untranslated.xml
@@ -14,7 +14,7 @@
 
     <string name="twins_onboarding_title" translatable="false">Tangem Twin</string>
     <string name="twins_onboarding_subtitle" translatable="false">One wallet. Two cards.</string>
-    <string name="twins_onboarding_description_format" translatable="false">This one that you are holding in your handsand the other one with number #%s.</string>
+    <string name="twins_onboarding_description_format" translatable="false">This one that you are holding in your hands and the other one with number #%s.</string>
 
     <string name="wallet_twins_chip_format" translatable="false">Card %s of 2</string>
 
@@ -194,5 +194,7 @@
     <string name="onboarding_twins_interrupt_warning" translatable="false">If the process of re-creating the wallet gets interrupted in any way, you’ll have to start over.</string>
 
     <string name="onboarding_error_create_primary_wallet" translatable="false">Internal error: can\'t create wallet manager</string>
+    <string name="wallet_balance_blockchain_unreachable_try_later" translatable="false">Blockchain is unreachable. Try later</string>
+
 
 </resources>
diff --git a/app/src/main/res/values/styles.xml b/app/src/main/res/values/styles.xml
index fe7f02a527..43173d1bad 100644
--- a/app/src/main/res/values/styles.xml
+++ b/app/src/main/res/values/styles.xml
@@ -90,12 +90,14 @@
     <style name="TextViewOnboarding.Header">
         <item name="android:textColor">#060606</item>
         <item name="android:textSize">24sp</item>
+        <item name="android:lineSpacingExtra">4sp</item>
         <item name="android:fontFamily">sans-serif-medium</item>
     </style>
 
     <style name="TextViewOnboarding.Body">
         <item name="android:textColor">#686868</item>
         <item name="android:textSize">16sp</item>
+        <item name="android:lineSpacingExtra">4sp</item>
     </style>
 </resources>