From a4e8e059a7312e85acb110db84f29502a686f61a Mon Sep 17 00:00:00 2001
From: Tangem <git@tangem.com>
Date: Fri, 8 May 2026 17:43:42 +0500
Subject: [PATCH] Updated on 2026-08-14

---
 .../common/ui/notifications/NotificationUM.kt |  8 +++++++
 .../ui/notifications/NotificationsFactory.kt  | 24 +++++++++++++------
 2 files changed, 25 insertions(+), 7 deletions(-)

diff --git a/common/ui/src/main/java/com/tangem/common/ui/notifications/NotificationUM.kt b/common/ui/src/main/java/com/tangem/common/ui/notifications/NotificationUM.kt
index fe9115cfec..893ca50431 100644
--- a/common/ui/src/main/java/com/tangem/common/ui/notifications/NotificationUM.kt
+++ b/common/ui/src/main/java/com/tangem/common/ui/notifications/NotificationUM.kt
@@ -170,6 +170,14 @@ sealed class NotificationUM(val config: NotificationConfig) {
             subtitle = resourceReference(id = R.string.send_notification_invalid_reserve_amount_text),
         )
 
+        data class NetworkAccountNotFunded(val coinName: String) : Error(
+            title = resourceReference(R.string.alert_failed_to_send_transaction_title),
+            subtitle = resourceReference(
+                id = R.string.no_account_generic,
+                formatArgs = wrappedList(coinName),
+            ),
+        )
+
         data object DestinationTagRequired : Error(
             title = resourceReference(id = R.string.send_validation_destination_tag_required_title),
             subtitle = resourceReference(id = R.string.send_validation_destination_tag_required_description),
diff --git a/common/ui/src/main/java/com/tangem/common/ui/notifications/NotificationsFactory.kt b/common/ui/src/main/java/com/tangem/common/ui/notifications/NotificationsFactory.kt
index 4e0e7d90e5..b52325095e 100644
--- a/common/ui/src/main/java/com/tangem/common/ui/notifications/NotificationsFactory.kt
+++ b/common/ui/src/main/java/com/tangem/common/ui/notifications/NotificationsFactory.kt
@@ -136,14 +136,24 @@ object NotificationsFactory {
             // No need to show reserve amount warning if fee currency is unknown for token transfer
             return
         } else if (!isAccountFunded && reserveAmount != null && reserveAmount > sendingCoinAmount) {
-            add(
-                NotificationUM.Error.ReserveAmount(
-                    reserveAmount.format {
-                        crypto(feeCryptoCurrency ?: cryptoCurrency)
-                    },
-                ),
-            )
+            // account not funded, sending coin amount < reserve (send coin with less amount OR send any token)
+
+            if (cryptoCurrency is CryptoCurrency.Coin) {
+                // Try to send coin amount less than reserve amount (e.g. less than 1 XLM in Stellar)
+                add(
+                    NotificationUM.Error.ReserveAmount(
+                        reserveAmount.format {
+                            crypto(feeCryptoCurrency ?: cryptoCurrency)
+                        },
+                    ),
+                )
+            } else {
+                checkNotNull(feeCryptoCurrency)
+                // Try to send any token (e.g. USDC in Stellar, but account not funded -> user must send XLM at first)
+                add(NotificationUM.Error.NetworkAccountNotFunded(coinName = feeCryptoCurrency.name))
+            }
         }
+        // TODO: check the RECEIVER account trustline before sending
     }
 
     fun MutableList<NotificationUM>.addMinimumAmountErrorNotification(